Built for every kind of shared expense

From a four-person flat to a weekend trip with friends, PoolPay gives you transparent tracking, frictionless settlement, and a little healthy competition.

Workspaces

Group & personal rooms for any situation

Organize your shared finances exactly how real life works — big shared houses and quick one-off debts alike.

  • Group Rooms — shared spaces for 3+ members like flatmates, project teams, or trip groups, each with a custom color theme.
  • Personal (Direct) Rooms — private 1-on-1 settlement channels between two friends, no full group required.
  • Role badges — Owner, Admin, or Member clearly labeled on every card, with live member counts.
Group rooms grid on the PoolPay home screen
Expense Log

Transaction management that keeps up

Record what was spent, who it was for, and settle it — all inside one synchronized feed.

  • Expense & income tracking — record expenses split among members, or log incoming amounts.
  • Multi-selection & bulk settlement — long-press to select many transactions and settle them at once.
  • Copy transactions — copy selected logs to the clipboard to share over any other platform.
Already-settled transactions can't be re-selected for bulk actions — their financial cycle is complete, keeping records tamper-resistant.
Transaction feed with expense bubbles
More to love

Security, privacy & a bit of fun

Granular controls keep your data safe; gamification keeps everyone paying on time.

Google Sign-In

Quick, secure authentication with no manual passwords. Tokens are persisted in secure storage and validated each launch.

Room Lock (PIN / Passcode)

Secure any sensitive room with a 4-digit or 6-digit PIN so only the right people can open it.

Granular Permissions

Room owners toggle read/write and settle permissions for each individual member, right from settings.

Room Credit Score

An active rating that rises with prompt settlements — reach "Excellent Standing" and keep it.

Top Spender Certificate

A monthly award recognizing the biggest contributor, complete with a credit score — copyable for sharing.

Real-Time Sync

Riverpod-powered providers watch each room and push fresh transactions and balances to every member instantly.

Personal 1-on-1 direct rooms list
Personal Rooms

One-on-one settlements, simplified

For when you just split a cab or covered a friend's lunch. Personal rooms give you a clean direct channel.

  • Clear balance breakdown — "You Owe", "Friend Owes", "Settled Amount", and a net status at a glance.
  • Quick toggle inputs — switch between "I owe" and "Friend owes me" with amount and note fields.
  • Per-bubble actions — settle, edit, copy, share, or delete any single transaction.

See it all in action

Walk through the complete app flow — from sign-in to settled — screen by screen.