Instant Financial Clarity
Real-time balance calculations show total room spend and your net status (+/−) the moment a transaction lands.
Shared expenses, solved
Split bills.
Split bills.
Skip the awkwardness.
PoolPay turns messy group spending into a clean, chat-style feed. Log expenses, watch balances update in real time, and settle dues directly — with roommates, travel buddies, or your office crew.
★★★★★
4.8/5 from 1,280+ early users
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Secure Google Sign-In
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Early adopters
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Expenses logged
₹0
Settled in-app
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Average rating
Why PoolPay
Everything you need to share money fairly
From day-to-day groceries to a weekend trip, PoolPay keeps the math transparent and the relationships intact.
Chat-Style Transaction Feed
Every expense, note, timestamp, and settlement appears as a familiar message bubble — synchronized for the whole room.
Security & Privacy
PIN/passcode room locks, secure JWT authentication via Google Sign-In, and per-member read/write permissions.
Bulk Settle & Copy
Select multiple transactions and settle them all at once, or copy logs to your clipboard to share anywhere.
Room Credit Score
A living rating that climbs with prompt settlements — gamified reliability that nudges everyone to pay on time.
Groups & 1-on-1 Rooms
Create group rooms for flatmates and trips, or quick personal rooms for simple peer-to-peer settlements.
The Room Dashboard
A feed that reads like a conversation
Right-aligned green bubbles are yours, grey bubbles belong to roommates. Each one carries the amount, an EXP/INC tag, a note, the time, and its settled status.
- Live stats card — total room spend and your balance update instantly.
- Long-press to multi-select unsettled items for bulk settlement.
- Quick actions per bubble — edit, settle, copy, or delete.
Gamified reliability
Turn paying on time into a flex
PoolPay rewards good financial habits. Climb your Room Credit Score and earn a monthly Top Spender Certificate you can share anywhere.
- Room Credit Score rises with prompt settlements and reaches "Excellent Standing."
- Top Spender Certificate auto-generated each month, copyable to the clipboard.
- Positive reinforcement that gently prompts payments without the nagging.
Up and running in minutes
How PoolPay works
Four steps from sign-in to settled. No spreadsheets, no IOUs scribbled on sticky notes.
1
Sign in with Google
Secure, password-free entry. Your token is stored safely and validated on every launch.
2
Create a room
Spin up a group room for flatmates or a personal 1-on-1 channel — add a color, name, and optional PIN lock.
3
Log expenses
Add amounts and notes to the chat feed. Balances recalculate the instant anyone posts.
4
Settle up
Mark dues settled individually or in bulk, and watch your credit score climb.
Loved by shared households
People who stopped chasing payments
Placeholder testimonials — replace with real user quotes before launch.
★★★★★
"Our flat of four finally agrees on the numbers. The live balance ended every 'I'll pay you later' argument we used to have."
★★★★★
"Used it on a 9-person Goa trip. Bulk settle at the end of the weekend took about thirty seconds. Genuinely magic."
★★★★★
"The credit score is weirdly motivating. I now pay my share the same day just to keep my Excellent Standing."
Get PoolPay
Ready to settle up the smart way?
Download the Android app directly and install it on your phone. Free to get started.
1 Tap Download for Android on your phone.
2 Open the downloaded .apk file.
3 Allow installs from this source if prompted, then tap Install.